Insuring your holiday home

If you are going to buy a holiday home, you obviously want to be able to enjoy it carefree. Just like your first home, it is possible to insure the holiday home against all kinds of things, depending on your needs: fire, theft, burglary, storm or water damage, vandalism…

Tips for insuring your second home

Because a second home, whether in your own country or abroad, is not inhabited for a large part of the year, the risk of damage due to vandalism and burglary is greater. After all, you are not around. To avoid such inconveniences, it is best to sit down with an insurer. Before taking out insurance, check carefully which types of damage the insurer does and does not cover. Also bear in mind that each country has its own rules for insuring a second home. Find out, preferably together with the insurer, what the procedure is in the country concerned.

For instance, it is not always possible to get contents insurance for a second home. This depends on several factors (country, frequency of vacancy/rental, type of home, type of contents). Taking out buildings insurance (also known as home insurance) often works differently abroad than in the Netherlands. You will also have to report this to the insurer if you are going to rent out the house.

No headaches about your recreational property

It is not always easy to buy a Second Home. That is why it is important to let an expert in the field assist you. With the right insurance(s), you will have no headaches and can enjoy your second home to the full. Some insurers even offer special formulas for holiday homes. Check with them carefully what the options are.